Premium Auditor

Berkshire Hathaway Homestate Companies
Chicago, IL or Detroit, MI

NOTE: BHHC does not conduct interviews via social media (e.g. Google hangout, LinkedIn, etc.). Please be aware that any such contact is fraudulent and we advise that you not provide any personal information.

WHO WE ARE

As a member of the Berkshire Hathaway group of insurance companies, we offer outstanding opportunities for professionals interested in working with a successful company. We offer unparalleled financial strength, stability and “large company” benefits, in addition to an exciting, friendly, “small company” atmosphere.

POSITION DESCRIPTION

Berkshire Hathaway Homestate Companies has an opening for an experienced Premium Auditor to join our National Premium Audit Field Team. Our National Premium Audit Field Team is responsible for conducting high quality premium audits on large workers’ compensation policies, working with stakeholders to ensure a high quality premium audit experience, maintaining communication with company underwriters and agents, and acting as a liaison between insureds and company departments.

This position will require frequent travel to insureds physical locations and other company offices around the United States or assigned geographical territory as necessary to complete the essential responsibilities outlined below.

RESPONSIBILITIES

  • Develop accurate and complete audits on large workers’ compensation policies by examining policyholder’s payroll records and operations. Record and summarize proper payroll and classifications to be used for determination of premium.
  • Perform analysis of insured’s business operations to determine appropriate classifications and exposures. Interpret and apply legislative and manual ruling which affect premium basis and policy coverage.
  • Responsible for representing BHHC with customers including insurers, employers, agents, and brokers. This includes addressing customer questions, and concerns, taking appropriate action to resolve and correct problems, and responding to customer feedback to ensure the best customer experience.
  • Maintain a high level of communication with other company departments regarding any conditions or changes in operations or finances discovered during the audit which could adversely impact the company.
  • Work with National Premium Audit Field Team and Supervisor to drive ongoing improvements in premium audit process to enhance customer service experience.
  • Maintain working knowledge of insurance manuals, guides, handbooks and other materials pertinent to job performance. Reviews all communications, bulletins and manual changes in order to maintain a current level of expertise needed to assure a professional audit.
  • Arrange work in a logical, geographical pattern to reduce travel time and maximize time available for audits. Make appointments according to work schedule and company requirements. Prepare and submit audits according to company procedures on a timely basis. Submit activity reports, expense accounts, and any other reports as prescribed.
  • Must be willing to work outside of assigned territory and accept assignments requiring overnight travel and undertake special projects and assignments as required by Premium Audit Supervisor.

QUALIFICATIONS

  • EDUCATION/EXPERIENCE: Five or more years of premium audit experience. Bachelor's degree (B. A.) from four-year college or university or relevant experience.
  • LANGUAGE ABILITY: Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
  • MATH ABILITY: Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry. Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
  • REASONING ABILITY: Ability to define problems collects data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.
  • COMPUTER SKILLS: To perform this job successfully, an individual should be proficient on the Microsoft Professional Suite of software; Internet software, Vendor software and Billing systems.
  • CERTIFICATES AND LICENSES: none required

COMPREHENSIVE BENEFITS PACKAGE:

  • Health and wellness – low premiums for medical, dental and vision coverage, FSA and EAP benefits
  • Company paid Life, Disability and ADD benefits
  • Employee Retirement Savings Plan with employer match up to 5 percent of compensation
  • Generous Paid Time Off and Holidays
  • Education Assistance Reimbursement
  • Recognition and Rewards Programs
  • Company Store
  • Discounts across Berkshire Hathaway Inc. companies such as GEICO, See’s Candies, etc.

ABOUT US:

The Berkshire Hathaway Homestate Companies (BHHC) is a group of six insurance companies that are part of the Berkshire Hathaway Insurance Group. Our Workers Compensation Division provides premier workers compensation insurance coverage to employers across the country, with offices in San Francisco, San Diego, Sacramento, Pasadena, Omaha, Philadelphia, St. Louis, Atlanta, and Dallas.

As a member of the Berkshire Hathaway Insurance Group, BHHC has earned an enviable record of success in the insurance industry that is supported by an A++ A.M. Best rating for the last 10 consecutive years. Our corporate size enables our organization to react swiftly and effectively to opportunities in the insurance marketplace. At the same time, our financial strength provides our agents and insureds security and makes us one of the best brands in the marketplace.

We value each individual and recognize that attracting and retaining high quality talent is essential to the success of our company. Our structure minimizes bureaucracy and creates an environment that encourages our employees to see the direct effects of their hard work throughout the company. Each division provides hands on training and maintains a small company feel, creating an atmosphere in which 'team players' thrive.

Within the last six years BHHC Workers Compensation has seen significant growth, and we’re continuing to grow as we build one of the largest Workers Compensation companies in the country – join us!

This organization participates in E-Verify. For more information on E-Verify, please contact DHS: 888.897.7781 www.dhs.gov/E-Verify.

We will consider for employment qualified applicants with criminal histories as required by local ordinance. Additionally, no applicant will be denied employment solely on the grounds of conviction of a criminal offense except to the extent necessary to obtain a necessary license or to comply with The Violent Crime Control and Law Enforcement Act of l994, which prohibits the employment by an insurance company of persons convicted of certain crimes, unless a waiver is obtained.