Premium Audit Representative

United Fire Group

United Fire Group (UFG) can offer you an award-winning workplace and a trustworthy, financially stable company. While we’ve always known our commitment to employees and financial stewardship, it is good to have others recognize our dedicated efforts. UFG was named to the “2017 Top Workplaces” list by The Des Moines Register, and was named to the Forbes’ “America’s Most Trustworthy Financial Companies” list for the third consecutive year. Additionally, UFG is a super-regional property and casualty insurer rated “A” (Excellent) by A.M. Best Company.


UFG is seeking an Audit Representative to handle our accounts for the state of Minnesota. Duties include premium audit review of insured’s accounting records and determine the amount of chargeable exposure to be used in the calculation of the earned premium for the policy period. Other duties include on-site review of insured’s premises and operations for smaller accounts for workers compensation, property, inland marine, auto and general liability coverages. Reduce and prevent losses through risk improvement recommendations.


  • Provide excellent customer service. Help us grow the state of Minnesota and build positive relationships with our insureds and agents.

  • Provide continuing service to accounts. Complete outside premium audits with insureds. Good communication with underwriting on policy classifications and auditable exposures. Provide quality risk control surveys to our accounts to reduce losses and retain accounts. This includes evaluating exposures and controls and submitting effective recommendations to control losses.

  • Be a team player. Help build positive business relationships by working closely with UFG underwriting, claims and loss control personnel.  

  • Other. Overnight travel is required and must have valid driver’s license. Perform other duties as assigned.

Daily Activity Include:

  • Manage territory effectively and efficiently through proper evaluation of workload and time constraints
  • Conduct audit of insured’s records at insured’s premises or those of the insured’s accountant and develops correct premium basis
  • Verifies premium basis through ledgers, state or federal quarterly reports or other records not used as a primary data source
  • Investigates insured’s classification through personal interview and physical inspection of insured’s premises (when possible)
  • Establish correct classification for insured’s operations during policy period
  • Properly documents changes in operation on completed audits
  • Prepares and submits accurate weekly summary of all activities to supervisor
  • Conducts regular agency visits
  • Promotes company image through prompt and competent service to agents and insureds
  • Performs other duties related to premium audit as assigned


  • High School Diploma

  • 3+ years Premium Audit Experience
  • Strong Math aptitude

  • Excellent organizational skills, communication and time management skills
  • A positive attitude and excellent customer service skills
  • Ability to negotiate changes in terrain around buildings and premises
  • Valid driver’s license meeting requirement of company’s driving policy.

Preferred Qualifications:

  • 4 year college degree
  • AINS Associate in General Insurance designation
  • APA designation